Joehope inc. will assist you in your financing effort to obtain the best financial terms for your needs that we negotiated with bank of Laurentian, terms and rates that will be guaranteed until the delivery of your condo.
For farther information please call us or contact David Duguay Bank Laurentian representative.
Director: mortgage Development
The warranty plan of qualite Habitation
Each condo sale comes with a warranty from Qualite Habitation, which means that, Garantie Qualité Habitation certifies the reliability of the contractors it accredits and assures you that you are dealing with a competent contractor. This is why the Qualité Habitation warranty is only offered after careful analysis of the contractor’s application. And this is way Qualité Habitation warranty plan will protect your investment and guarantee you receive the quality you deserve.
City of Montreal
Subsidies from 4 500$ to 10 000$
The Home Ownership Program of the city of Montreal offers subsidies to first time new property buyers and/or to those who have not owned property in Quebec for the last 5 years. Those without children qualify for a subsidy, and those with children are eligible for subsidy and couples.
The PAP (Property Access Plan)
The Property Access Plan (PAP) is a program allowing you to use up to 25 000$ from your registered retirement savings plan (RRSP) to buy or build a property for yourself. (25 000$ for each co-owner, the case being).
Tax credits for the purchase of a first property (TCPFP)
The fees associated with purchasing a property such as legal fees, disbursements and rights of property cession can be quite a burden on property buyers saving up for a deposit on a new property. In order to help the first time buyers cover fees of such an acquisitions, the Government of Canada instituted, in 2009, a tax credit for the purchase: a credit on the non-refundable revenue of 5 000$ for an admissible residence bought after January 27th 2009. Beneficiaries of this program will qualify for a tax relief of up to 750$.
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